Lamar has a point here. If you're looking to upgrade within a year, don't spend it in the first place. Need a rod specifically for frogs before you're ready for that good rod? Buy a $30 spinning combo (or garage sale special!) and save up for a good baitcaster.
The point has also been made that you don't need to spend a ton to enjoy fishing, and that's very true. My price limit for a rod or reel (not a combo) is around $60. I've never been disappointed with my gear, and it does the job. My most expensive reel is a Quantum Energy PTi, I paid $68 at cabelas for it and it's quite nice. Is it nicer than my GSX Titanium or my Daiwa Exceller? Not at all, and both were $60 ea. Be careful about paying for brand prestige. Lower grade rods from expensive brands are no better than high or mid grade rods from other brands. I just replaced a St. Croix premier series rod w/ a Quantum Response rod. The Quantum outclasses the St. Croix by a long shot and was $40 cheaper.
A $90 combo isn't a bad place to start. I'd rather have seen people giving advice closer to the budget given so Jeremiah could make a buying decision based on what's a good rod in his price range. Using a cheaper combo and having it need more adjustment and having it snarl isn't a BAD thing! It's how we all learned. None of us started with top of the line gear. We all started with cane poles or for those who might be even younger than me, cheap cartoon character rods. After a cane pole and a cheap zebco, my first real rod was an old fiberglass Shakespeare that my grandpa gave me. I'm still partial to glass rods and buy them when I spot them in thrift stores or garage sales.