I use the Toad and Croaker as a topwater Frog but the Toad doubles as a twin-tail Grub/Craw bait, IMO...and it's a better Craw than most twin-tails because of its profile...AND hook-slots.
The Toad is also good for swimming, Frogs do dive and swim. The Croakers body shape keeps it landing/running hook-bend-down more reliably than the Toad. The Toad is wider and flatter than the Croaker so it can get/stay on top a little better. I like both for their different qualities. Next time I cook a color that would make a Frog, I'll try a Jerk Croaker...a Joaker...to go with the Jerk Toad (Joad? Terk?).